WHO ARE WE?We are a pension intermediary. We operate independently from StiPP, but we do collaborate with them.
This website is also a joint initiative.
WHAT DO WE DO?We assist you if you want to switch to a different pension provider. For this purpose, we’ve developed the pension calculator. We look at your pension capital with StiPP and explore which pension options might suit you. We provide advice and answer your questions.
Please note: we do not advise on mortgages, risk insurance, or your other assets.
However, we do help with the application process, the transition, and the drafting and review of your policy. We are a specialized agency and will contact you to confirm your application and review any missing information. This ensures your application is handled correctly and completely. We’ll also keep you informed about the progress of your application—reassuring, isn’t it?
HOW DO WE COMPARE?To compare different providers, you’ll fill in a few details. We use this information solely to determine which providers can offer you a quote.
The costs charged by these providers are already included in the amounts shown.
We stay up to date with the latest terms and rates. We always provide an independent, real-time comparison—and we have no influence over the outcome of these comparisons.
WHAT CAN YOU EXPECT FROM US?You’ll receive no-obligation quotes comparing all active providers in the market
You’ll get all the necessary application forms and letters to complete your pension administration
We mediate the transfer of your capital from StiPP to the new provider managing your pension
We keep you informed throughout the process of your pension application
If needed, we extend quotes
We check whether the policy matches the agreements made
We provide ongoing support throughout the entire duration of your pension (for life), including any annual recalculations
And we’re available every day
WHAT ELSE DO WE OFFER?Would you like broader advice about your financial situation before retirement? That’s possible too. In that case, different fees apply.
Feel free to call us to discuss the best approach for your situation.
QUESTIONS?Do you have questions?
You can reach us by phone at 020 – 4700920
Or send an email to
info@apple-tree.nlYou can read more about our services in the Apple Tree service document. Apple Tree is registered with:
AFM under number: 12002018
KiFiD under number: 300.000013